Risk Manager

Pracovní nabídka

COMPANY OVERVIEW

PayRose (formerly known as Cyberstar) is a Prague-based regulated payment institution preparing its application for a Large Payment Institution license (PI) with Czech National Bank. Our business model is transaction-volume driven and includes high-volume payment flows, safeguarding accounts, and future crypto on-/off-ramp integrations.

ROLE OVERVIEW

To strengthen our second line of defense, we are looking for a Risk Manager responsible for building and maintaining the enterprise risk framework in accordance with CNB and EU regulatory standards. The Risk Manager is responsible for identifying, assessing, monitoring, and mitigating risks across the institution including operational, financial, liquidity, safeguarding, compliance and crypto-related risks. The role operates independently from operations and reports directly to senior management.

KEY RESPONSIBILITIES

- Development and implementation of the Enterprise Risk Management (ERM) framework

- Identification and monitoring of operational, financial, liquidity and safeguarding risks

- Design and maintenance of internal risk assessment methodologies

- Oversight of fraud risk and transaction-related exposure

- Development of capital adequacy and risk mitigation measures for a Large PI

- Risk analysis related to crypto-asset exposure and blockchain-based transactions

- Risk reporting to executive management and preparation of CNB-facing documentation

- Coordination with Compliance, AML and Operations functions

- Participation in regulatory audits and inspections

KEY REQUIREMENTS

- either

o  Master’s degree in Law or Economics OR

o  Bachelor’s degree / higher professional education plus at least 2 years’ experience in financial market OR

o  Secondary education plus at least 3 years’ experience in financial market

- Minimum 2 years’ experience in risk management within a regulated financial institution

- Strong understanding of operational and financial risk frameworks

- In-depth knowledge of the financial market

- Czech language (fluent spoken and written)

- English language (fluent spoken and written)

NICE TO HAVE (not a must)

- Familiarity with EU regulatory frameworks (PSD2, AML directives; MiCA)

- Experience in working within fintech or payment institutions

- Experience with crypto-asset related risk exposure

- Managerial experience

- German language

WHAT WE OFFER

- Key control function in a regulated institution

- Opportunity to shape the risk framework from an early stage

- Direct involvement in large PI application process with CNB

- Competitive compensation based on experience

HOW TO APPLY

- Please submit your CV in English language.